Capital
Flexible, fast & tailored lending — built for hospitality
To grow your business, you need money. We know a slow, rigid approach to financing doesn’t cut it. Nory Capital is different; we’re the fastest financing solution for restaurant businesses.
Why borrow with Nory Capital?
Turn dough into more money
Step 1
Say goodbye to dealing with slow banks. Get approved in just 24 hours, with an 85% acceptance rate, so you can take advantage of opportunities the moment you find them.
Step 2
We understand the challenges of the hospitality industry, so we offer flexible repayment options that work for you. Choose between fixed monthly payments or a percentage of your daily sales, so that you only pay back what your business can comfortably afford.
Step 3
Complete the entire process online in under 5 minutes through our intuitive online portal powered by YouLend. Review offers, accept terms, and track your financing all in one place.
How can Nory Capital work for you?
We’re committed to offering clear and flexible financing terms tailored to your needs, so you can find the approach that works best for you.
Success stories
Roasting Plant Coffee cuts labour costs by 18% in two months with Nory
How CUPP reduces food waste by 60% with Nory
How Badiani maintains artisanal quality at scale with Nory
Making big change with little disruption at Tasty African Food
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Bubble CiTea reduces waste by 44% and cut costs with Nory’s inventory management
How Hook & Ladder reduces food waste and boosts margins with Nory
Frequently asked questions
How long does it take to get approved for funding through Nory Capital?
Most applications receive a decision within 24 hours, with some even getting instant offers. Once you accept an offer, funds will be in your account within 1-5 business days.
What can I use Nory Capital funding for?
Nory Capital provides holistic funding solutions for your restaurant. In addition to typical capital investments like refits and new locations, you can secure financing for new equipment, day-to-day expenses, and other areas that will drive your restaurant’s growth.
How much funding can I get through Nory Capital?
Nory Capital offers loans of up to £1.3 million (£2 million exposure) to restaurant businesses. The amount you qualify for will depend on your restaurant’s specific needs and financial situation.
What are the interest rates for Nory Capital loans?
Nory Capital offers competitive interest rates starting as low as 5%. The exact rate for your loan will be determined based on your application and credit profile.
Is Nory Capital suitable for businesses of all sizes?
Yes! Whether you’re a small-medium sized restaurant looking to refit your existing location or a mid-market enterprise with plans to franchise, Nory Capital has financing solutions tailored to your needs. We work with restaurants of all shapes and sizes to provide the funding they need to succeed.
How long are the payment terms?
That’s up to you. You can decide how long your payment term is and how much you want to pay each month. Repayment is usually taken as a small percentage of your daily card sales, adjusted according to your cash flow without any extra fee or charge. On days without sales, you will not repay anything. However, you can always make a one-off payment, free of charge, if you would like to.
Who does Nory work with in order to provide funding?
Nory Capital is powered by YouLend, an established global embedded financing platform for many of the world’s top companies such as Amazon, Mollie and Just Eat Takeaway.com. To date, YouLend has extended financing more than 150,000 times across the UK, Europe, and the US.
Want better margins?
Ask us how we can protect your profits and help you grow.
